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Get Personal Loan
up to ₹20 Lakhs

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Applications Processed
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Lending Partners
19000+
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Digital Loan Process
Eligibility Check

Personal Loan Eligibility

Check the basic requirements to apply for a personal loan.

Personal loan eligibility

Minimum Income

₹15,000/month

Employment

Salaried / self-employed

Age

21 – 60 years

Repayment

Pay dues on time

Residency

Indian resident / eligible NRI

Credit Score

650+ preferred

★
★
Simple Process

Loan Application Process

Get matched with suitable lenders in 3 simple steps through our easy online process.

1

Share Basic Info

Fill in a few basic details like your name, mobile number, income, and employment information to begin your loan journey.

2

View & Choose Lenders

Based on your profile, eligible lenders will be shown. Compare the available options and choose the lender that suits your needs.

3

Get Instant Credit

Once your selected lender approves the application, the loan amount is processed quickly and credited to your bank account.

Share basic details
Choose your lender
Get instant credit
Our Advantages

Why Choose Us?

Enjoy a fast, safe, and easy loan process.

Instant Approval
Paperless Process
No Hidden Charges
Trusted Lending Partners
100% Digital Process
Why choose Personal Loan
Loan Options

Types of Personal Loans

Choose from various personal loan options designed to match your financial needs and life situations.

Emergency Loan
Emergency Loan
Emergency Loan
Get instant funds for unexpected expenses. Our emergency loans are processed quickly so you can handle urgent situations without financial stress or delays.
Tap to go back
Wedding Loan
Wedding Loan
Wedding Loan
Make your special day truly memorable. Fund your dream wedding with flexible repayment options and competitive interest rates tailored to your budget.
Tap to go back
Travel Loan
Travel Loan
Travel Loan
Explore the world without worrying about finances. Our travel loans cover flights, hotels, and trip expenses so you can enjoy every journey to the fullest.
Tap to go back
Medical Loan
Medical Loan
Medical Loan
Cover healthcare costs without delay. Medical loans ensure you or your loved ones receive the best treatment without the burden of immediate out-of-pocket expenses.
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Debt Consolidation Loan
Debt Consolidation Loan
Debt Consolidation Loan
Simplify multiple debts into one easy monthly payment. Reduce your interest burden and manage your finances more effectively with a single consolidated loan.
Tap to go back
Education Loan
Education Loan
Education Loan
Invest in your future with an education loan for personal skill development, certification courses, or higher studies. Flexible EMIs to suit your learning goals.
Tap to go back
Emergency Loan
Emergency Loan
Emergency Loan
Get instant funds for unexpected expenses. Our emergency loans are processed quickly so you can handle urgent situations without financial stress or delays.
Tap to go back
Wedding Loan
Wedding Loan
Wedding Loan
Make your special day truly memorable. Fund your dream wedding with flexible repayment options and competitive interest rates tailored to your budget.
Tap to go back
Travel Loan
Travel Loan
Travel Loan
Explore the world without worrying about finances. Our travel loans cover flights, hotels, and trip expenses so you can enjoy every journey to the fullest.
Tap to go back
Medical Loan
Medical Loan
Medical Loan
Cover healthcare costs without delay. Medical loans ensure you or your loved ones receive the best treatment without the burden of immediate out-of-pocket expenses.
Tap to go back
Debt Consolidation Loan
Debt Consolidation Loan
Debt Consolidation Loan
Simplify multiple debts into one easy monthly payment. Reduce your interest burden and manage your finances more effectively with a single consolidated loan.
Tap to go back
Education Loan
Education Loan
Education Loan
Invest in your future with an education loan for personal skill development, certification courses, or higher studies. Flexible EMIs to suit your learning goals.
Tap to go back
Emergency Loan
Emergency Loan
Emergency Loan
Get instant funds for unexpected expenses. Our emergency loans are processed quickly so you can handle urgent situations without financial stress or delays.
Tap to go back
Wedding Loan
Wedding Loan
Wedding Loan
Make your special day truly memorable. Fund your dream wedding with flexible repayment options and competitive interest rates tailored to your budget.
Tap to go back
Travel Loan
Travel Loan
Travel Loan
Explore the world without worrying about finances. Our travel loans cover flights, hotels, and trip expenses so you can enjoy every journey to the fullest.
Tap to go back
Medical Loan
Medical Loan
Medical Loan
Cover healthcare costs without delay. Medical loans ensure you or your loved ones receive the best treatment without the burden of immediate out-of-pocket expenses.
Tap to go back
Debt Consolidation Loan
Debt Consolidation Loan
Debt Consolidation Loan
Simplify multiple debts into one easy monthly payment. Reduce your interest burden and manage your finances more effectively with a single consolidated loan.
Tap to go back
Education Loan
Education Loan
Education Loan
Invest in your future with an education loan for personal skill development, certification courses, or higher studies. Flexible EMIs to suit your learning goals.
Tap to go back

Estimate Your Monthly EMI

Get instant EMI estimates and make smarter financial decisions

Principal
Interest
Monthly EMI₹2,184
Principal Amount₹1,00,000
Total Interest₹31,054
Total Amount₹1,31,054
₹
%
Months
Customer Reviews

What Our Users Say

Simple feedback from our customers

Kiran Adabala
Kiran Adabala
5 Mar 2026

Good experience overall. I applied through this platform and got some lender options based on my profile. Process was simple and easy to follow.

★★★★★
Srinivas Reddy
Srinivas Reddy
12 March 2026

I was not sure which lender to choose, but here I could see multiple options. It helped me compare and decide better.

★★★★★
Anjali Deshpande
Anjali Deshpande
10 March 2026

The process was smooth. I filled my details and got matching lenders. It saved my time instead of checking many sites.

★★★★★
Rohan Verma
Rohan Verma
22 March 2026

Simple and clear process. I liked that everything was explained step by step. No confusion while applying.

★★★★★
Ankit Desai
Ankit Desai
14 March 2026

I needed money urgently, so I tried this. Within some time I was able to see options and continue the application.

★★★★★
Priya Sharma
Priya Sharma
3 March 2026

Good platform to check loan options. I got lenders based on my profile and could choose one easily.

★★★★★
Arun Kumar
Arun Kumar
18 March 2026

This helped me understand which loan I can apply for. Before this I was getting confused between many apps.

★★★★★
Kiran Adabala
Kiran Adabala
5 Mar 2026

Good experience overall. I applied through this platform and got some lender options based on my profile. Process was simple and easy to follow.

★★★★★
Srinivas Reddy
Srinivas Reddy
12 March 2026

I was not sure which lender to choose, but here I could see multiple options. It helped me compare and decide better.

★★★★★
Anjali Deshpande
Anjali Deshpande
10 March 2026

The process was smooth. I filled my details and got matching lenders. It saved my time instead of checking many sites.

★★★★★
Rohan Verma
Rohan Verma
22 March 2026

Simple and clear process. I liked that everything was explained step by step. No confusion while applying.

★★★★★
Ankit Desai
Ankit Desai
14 March 2026

I needed money urgently, so I tried this. Within some time I was able to see options and continue the application.

★★★★★
Priya Sharma
Priya Sharma
3 March 2026

Good platform to check loan options. I got lenders based on my profile and could choose one easily.

★★★★★
Arun Kumar
Arun Kumar
18 March 2026

This helped me understand which loan I can apply for. Before this I was getting confused between many apps.

★★★★★

Frequently Asked Questions

Most lenders prefer a CIBIL score of 700 or above. A higher score improves your chances of approval and helps you get lower interest rates.
Yes, getting a personal loan with a low CIBIL score can be difficult, but not impossible. Lenders also consider your income and job stability, which can improve your chances of approval.
Most applications are processed quickly. Once your application is approved within minutes, the funds are typically transferred to your account instantly or within 24 hours, depending on your bank's processing time.
A personal loan application may be rejected due to a low CIBIL score, insufficient income, high existing liabilities, or unstable employment.
Missing an EMI can lead to penalty charges and a drop in your CIBIL score. It may also affect future loan approvals.
No, we are not a lender. We help users connect with partner lenders and financial institutions based on their profile and eligibility.
No, loan approval is not guaranteed. It depends completely on the lender's verification, credit checks, and internal policies.
Most lenders may ask for basic documents such as Aadhaar Card, PAN Card, salary slips, bank statements, and address proof during the Personal Loan verification process.
The minimum salary requirement for a Personal Loan depends on the lender's eligibility criteria. Most lenders prefer applicants with stable monthly income and consistent repayment capacity.
Yes, self-employed individuals can apply for a Personal Loan. Lenders may check business stability, monthly income, bank statements, and repayment history before approval.
Disclosure+

Personal Loan Features & Benefits

  • No restrictions on end usage
  • Loan amount up to Rs. 10 lakh (can vary based on lender discretion)
  • Repayment tenure generally ranges from 1 year to 5 years, with some lenders offering longer periods
  • Minimal documentation required
  • Interest rates usually start from 11.2% p.a., with some PSU banks offering lower rates
  • Quick disbursal process
  • Applicants with strong credit profiles may be eligible for pre-approved/pre-qualified loans with instant disbursal

Personal Loan Eligibility

  • Age: 21 – 60 years
  • Income: Minimum Rs 15,000/month for salaried applicants
  • Credit Score: Preferably 750 and above

Address

TECH SAMBAR TECHNOLOGIES LLP, 456, South Street, Painganadu, Mannargudi, Thiruvarur District, Tamil Nadu – 614020, India

Disclaimer

TECH SAMBAR TECHNOLOGIES LLP is a loan aggregator and is authorized to provide services on behalf of its partners.

The APR (Annual Percentage Rate) of a personal loan represents the yearly cost of borrowing, including the interest rate along with processing fees, documentation charges, and other applicable fees during loan processing.

The APR of personal loans generally ranges between 11.29% to 35%.

For example, if you take a personal loan of Rs. 5 lakhs at 10.50% p.a. for a tenure of 5 years, with a processing fee of 1.5% (Rs. 7,500), the total borrowing cost will be Rs. 1,52,317 and the APR will be approximately 11.16%.