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up to ₹1 Crore

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Applications Processed
10+
Lending Partners
19000+
Pincodes Covered
100%
Digital Loan Process
Eligibility Check

Home Loan Eligibility

Check the basic requirements to apply for a home loan.

Home loan eligibility

Minimum Income

₹25,000/month

Employment Type

Salaried or Self-employed

Age

21 – 65 years

Credit Score

650+ preferred

Loan Amount

80–90% of property value

Property Type

Legally approved

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Simple Process

Loan Application Process

Get matched with suitable lenders in 3 simple steps through our easy online process.

1

Enter Mobile Number & Verify

Enter your mobile number to get started. Complete OTP verification to continue your application securely.

2

Share Personal & Property Details

Provide your personal, income, employment, and property details to move forward with your home loan application.

3

Choose Lenders & Get Sanction

Explore lenders matched to your profile and select the best option for your needs. Once approved, the loan is processed based on your eligibility and property details.

Enter Mobile Number
Share basic details
Choose Lenders
Our Advantages

Why Choose Us?

Enjoy a fast, safe, and easy loan process.

Instant Approval
Paperless Process
No Hidden Charges
Trusted Lending Partners
100% Digital Process
Why choose Home Loan
Loan Options

Home Loan Types

Choose from various home loan options designed to meet different housing and property needs.

Home Purchase Loan
Home Purchase Loan
Home Purchase Loan
Finance the purchase of a new or resale residential property with competitive interest rates and flexible repayment tenures.
Tap to go back
Land Purchase & Plot Loans
Land Purchase & Plot Loans
Land Purchase & Plot Loans
Buy a residential plot or land to build your dream home with easy financing and minimal documentation.
Tap to go back
Home Construction Loan
Home Construction Loan
Home Construction Loan
Fund construction of your home on an owned plot with disbursements linked to construction progress stages.
Tap to go back
Home Improvement Loan
Home Improvement Loan
Home Improvement Loan
Renovate, repair, or upgrade your existing home with affordable loan options tailored for improvement needs.
Tap to go back
Home Conversion Loan
Home Conversion Loan
Home Conversion Loan
Transfer your existing home loan to a new property while retaining your loan benefits and repayment structure.
Tap to go back
Home Extension Loan
Home Extension Loan
Home Extension Loan
Extend or add new rooms to your existing home with dedicated financing for expansion projects.
Tap to go back
Home Purchase Loan
Home Purchase Loan
Home Purchase Loan
Finance the purchase of a new or resale residential property with competitive interest rates and flexible repayment tenures.
Tap to go back
Land Purchase & Plot Loans
Land Purchase & Plot Loans
Land Purchase & Plot Loans
Buy a residential plot or land to build your dream home with easy financing and minimal documentation.
Tap to go back
Home Construction Loan
Home Construction Loan
Home Construction Loan
Fund construction of your home on an owned plot with disbursements linked to construction progress stages.
Tap to go back
Home Improvement Loan
Home Improvement Loan
Home Improvement Loan
Renovate, repair, or upgrade your existing home with affordable loan options tailored for improvement needs.
Tap to go back
Home Conversion Loan
Home Conversion Loan
Home Conversion Loan
Transfer your existing home loan to a new property while retaining your loan benefits and repayment structure.
Tap to go back
Home Extension Loan
Home Extension Loan
Home Extension Loan
Extend or add new rooms to your existing home with dedicated financing for expansion projects.
Tap to go back
Home Purchase Loan
Home Purchase Loan
Home Purchase Loan
Finance the purchase of a new or resale residential property with competitive interest rates and flexible repayment tenures.
Tap to go back
Land Purchase & Plot Loans
Land Purchase & Plot Loans
Land Purchase & Plot Loans
Buy a residential plot or land to build your dream home with easy financing and minimal documentation.
Tap to go back
Home Construction Loan
Home Construction Loan
Home Construction Loan
Fund construction of your home on an owned plot with disbursements linked to construction progress stages.
Tap to go back
Home Improvement Loan
Home Improvement Loan
Home Improvement Loan
Renovate, repair, or upgrade your existing home with affordable loan options tailored for improvement needs.
Tap to go back
Home Conversion Loan
Home Conversion Loan
Home Conversion Loan
Transfer your existing home loan to a new property while retaining your loan benefits and repayment structure.
Tap to go back
Home Extension Loan
Home Extension Loan
Home Extension Loan
Extend or add new rooms to your existing home with dedicated financing for expansion projects.
Tap to go back

Estimate Your Monthly Payment

Get an estimated monthly payment to help you plan better

Principal Amount
Interest Amount
Monthly EMI₹36,688
Principal Amount₹50,00,000
Total Interest₹82,07,762
Total Amount₹1,32,07,762
₹
%
Months
Customer Reviews

What Our Users Say

Simple feedback from our customers

Rajesh Kumar
Rajesh Kumar
15 March 2026

Good experience overall. I applied for a home loan and got multiple lender options based on my profile. The process was simple and easy to follow.

★★★★★
Vikram Singh
Vikram Singh
17 March 2026

I was confused about which bank to choose for my home loan, but here I could compare different lenders easily and make a better decision.

★★★★★
Neha Sharma
Neha Sharma
10 April 2026

The process was smooth. I shared my details and received suitable home loan offers quickly. It saved a lot of time instead of checking multiple bank websites.

★★★★★
Amit Patel
Amit Patel
22 March 2026

Simple and clear process. Everything was explained step by step, so applying for a home loan was easy without any confusion.

★★★★★
Sandeep Gupta
Sandeep Gupta
04 April 2026

I needed a home loan urgently, so I tried this platform. Within a short time, I got lender options and continued my application smoothly.

★★★★★
Pooja Verma
Pooja Verma
3 April 2026

Good platform to check home loan options. I got lenders based on my eligibility and could choose the best one easily.

★★★★★
Manoj Reddy
Manoj Reddy
18 March 2026

This platform helped me understand my home loan eligibility clearly. Before this, I was confused between different banks and offers.

★★★★★
Kavya Nair
Kavya Nair
02 April 2026

I was not sure how to apply for a home loan, but this made the process simple and easy to understand. Got good lender options too.

★★★★★
Rajesh Kumar
Rajesh Kumar
15 March 2026

Good experience overall. I applied for a home loan and got multiple lender options based on my profile. The process was simple and easy to follow.

★★★★★
Vikram Singh
Vikram Singh
17 March 2026

I was confused about which bank to choose for my home loan, but here I could compare different lenders easily and make a better decision.

★★★★★
Neha Sharma
Neha Sharma
10 April 2026

The process was smooth. I shared my details and received suitable home loan offers quickly. It saved a lot of time instead of checking multiple bank websites.

★★★★★
Amit Patel
Amit Patel
22 March 2026

Simple and clear process. Everything was explained step by step, so applying for a home loan was easy without any confusion.

★★★★★
Sandeep Gupta
Sandeep Gupta
04 April 2026

I needed a home loan urgently, so I tried this platform. Within a short time, I got lender options and continued my application smoothly.

★★★★★
Pooja Verma
Pooja Verma
3 April 2026

Good platform to check home loan options. I got lenders based on my eligibility and could choose the best one easily.

★★★★★
Manoj Reddy
Manoj Reddy
18 March 2026

This platform helped me understand my home loan eligibility clearly. Before this, I was confused between different banks and offers.

★★★★★
Kavya Nair
Kavya Nair
02 April 2026

I was not sure how to apply for a home loan, but this made the process simple and easy to understand. Got good lender options too.

★★★★★

Frequently Asked Questions

A home loan is a secured loan offered by banks and housing finance companies to help individuals purchase residential property. Instead of paying the full property amount upfront, borrowers repay the loan through monthly EMIs over a repayment tenure that may extend up to 30 years.
Home Loan eligibility depends on factors such as monthly income, CIBIL Score, existing financial obligations, repayment capacity, employment stability, and property details. Lenders evaluate whether the applicant can comfortably manage the monthly EMI payments.
Most lenders prefer a CIBIL Score of 700 or above for Home Loan approval. A higher CIBIL Score may improve approval chances and help borrowers get better interest rates and loan offers.
No, lenders usually do not provide 100% financing for property purchases. Borrowers are generally required to make a down payment of around 10% to 25% of the property value, while the remaining amount is financed through the Home Loan.
Most lenders may require documents such as Aadhaar Card, PAN Card, salary slips, bank statements, income proof, address proof, and property documents during the Home Loan verification process.
Yes, existing personal loans and other financial obligations may affect home loan eligibility. If a large portion of your monthly income is already committed to EMIs, lenders may reduce the loan amount or reject the application.
Home loan approval time depends on the lender's verification process, applicant profile, and property document verification. In many cases, approval may take a few days after successful verification.
Home loan EMI payments usually begin after the full loan amount is disbursed. Until then, borrowers may need to pay pre-EMI, which covers only the interest on the disbursed loan amount.
Pre-EMI refers to the interest paid on the partially disbursed home loan amount, commonly applicable for under-construction properties. Full EMI payments generally start after complete loan disbursal.
Yes, most lenders allow Home Loan prepayment or foreclosure. Making part-payments or closing the loan early may help reduce the total interest amount and overall repayment burden.
Yes, self-employed individuals and business owners can apply for a home loan. Lenders may evaluate business income, financial stability, repayment capacity, and income documents before approval.
Home loan interest rates vary depending on the lender, CIBIL Score, income profile, loan amount, and repayment tenure. Most lenders offer competitive interest rates based on the applicant's eligibility and financial profile.
Disclosure+

Home Loan Features & Benefits

  • Home loan options available for property purchase, construction, and renovation
  • Loan amount: Up to ₹50 lakhs (can vary based on eligibility and property value)
  • Loan tenure: Up to 30 years for flexible repayment
  • Competitive interest rates with affordable EMI options
  • High loan-to-value (LTV) ratio – up to 80–90% of property value
  • Balance transfer and top-up loan options available

Home Loan Eligibility

  • Age: 21 to 65 years (up to 70 for some lenders)
  • Employment: Salaried or self-employed
  • Minimum income: ₹25,000/month or as per lender requirements
  • Work experience: Minimum 2–3 years
  • Credit score: 650+ (750+ preferred for better approval chances and lower interest rates)
  • Property: Must be legally approved by authorities
  • Repayment capacity: EMI should fit within your income
  • Residency: Indian resident or NRI

Address

TECH SAMBAR TECHNOLOGIES LLP, 456, South Street, Painganadu, Mannargudi, Thiruvarur District, Tamil Nadu – 614020, India

Disclaimer

TECH SAMBAR TECHNOLOGIES LLP is a loan aggregator and not a lender. We help connect users with banks and NBFC partners. Home loan approval, interest rates, loan amount, and tenure depend on the lender's policies, your income profile, and the property details.