Home Loan Illustration

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up to ₹5 Crores

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Applications Processed
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Digital Loan Process
Simple Process

Loan Application Process

Get matched with suitable lenders in 3 simple steps through our easy online process.

1

Enter Mobile Number & Verify

Enter your mobile number to get started. Complete OTP verification to continue your application securely.

2

Share Personal & Property Details

Provide your personal, income, employment, and property details to move forward with your home loan application.

3

Choose Lenders & Get Sanction

Explore lenders matched to your profile and select the best option for your needs. Once approved, the loan is processed based on your eligibility and property details.

Enter Mobile Number & Verify
Share Personal & Property Details
Choose Lenders & Get Sanction
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Enjoy a fast, safe, and easy loan process.

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Paperless Process
No Hidden Charges
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100% Digital Process
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Estimate Your Monthly Payment

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Principal Amount
Interest Amount
Monthly EMI₹36,688
Principal Amount₹50,00,000
Total Interest₹82,07,762
Total Amount₹1,32,07,762
%
Months
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Frequently Asked Questions

A home loan is a secured loan offered by banks or housing finance companies to help you purchase a residential property. Instead of paying the full amount upfront, you repay the loan through monthly EMIs over a tenure that typically ranges from 15 to 30 years.
Home loan eligibility is based on your income, credit score, existing financial obligations, and repayment capacity. Lenders assess whether you can comfortably manage the EMI along with your current expenses.
No, lenders do not provide full funding for a property. You are required to make a down payment of around 10% to 25% of the property value, while the remaining amount is financed through the loan.
Yes, existing loans can impact your home loan eligibility. If a significant portion of your income is already committed to EMIs, the lender may reduce your loan amount or reject the application.
Your EMI begins after the full loan amount is disbursed. Until then, you may be required to pay pre-EMI, which covers only the interest on the disbursed portion of the loan.
Yes, most lenders allow prepayment or foreclosure of a home loan. Making part-payments or closing the loan early can significantly reduce your total interest outflow.
Pre-EMI refers to the interest paid on the partially disbursed loan amount, usually in the case of under-construction properties. Full EMI payments start only after complete disbursement.
Disclosure+

Home Loan Features & Benefits

  • Home loan options available for property purchase, construction, and renovation
  • Loan amount: Up to ₹50 lakhs (can vary based on eligibility and property value)
  • Loan tenure: Up to 30 years for flexible repayment
  • Competitive interest rates with affordable EMI options
  • High loan-to-value (LTV) ratio – up to 80–90% of property value
  • Balance transfer and top-up loan options available

Home Loan Eligibility

  • Age: 21 to 65 years (up to 70 for some lenders)
  • Employment: Salaried or self-employed
  • Minimum income: ₹25,000/month or as per lender requirements
  • Work experience: Minimum 2–3 years
  • Credit score: 650+ (750+ preferred for better approval chances and lower interest rates)
  • Property: Must be legally approved by authorities
  • Repayment capacity: EMI should fit within your income
  • Residency: Indian resident or NRI

Address

TECH SAMBAR TECHNOLOGIES LLP, 456, South Street, Painganadu, Mannargudi, Thiruvarur District, Tamil Nadu – 614020, India

Disclaimer

TECH SAMBAR TECHNOLOGIES LLP is a loan aggregator and not a lender. We help connect users with banks and NBFC partners. Home loan approval, interest rates, loan amount, and tenure depend on the lender's policies, your income profile, and the property details.